Liens to Secure Your Interest

Liens exist to enable creditors or service providers a means of protecting their interests in the event that there is a disputed or refused payment. Although in a perfect world a business owner could expect a client or customer to surrender the fees for services rendered or goods purchased, the reality is that there are many factors that could potentially interfere with the successful completion of a transaction. A lien grants you a formal interest that provides a means of legal recourse to seek satisfaction for the outstanding debt.

For help with the creation of a binding agreement granting you the authority of a lien in the event of default, or for help imposing an existing lien, contact a Des Moines business lawyer of LaMarca Law Group, P.C. at (877) 327-2600. We pride ourselves on offering Iowa’s business owners and independent contractors with the committed and experienced legal representation that they deserve.

Consensual and Nonconsensual Liens

Though most people are familiar to some extent with liens that are agreed upon at the time of sale through the signing of documentation to that effect, some liens are presumed under the law based solely upon the provable relationship between creditor and debtor. The formal terms for these two types of liens are “consensual” and “nonconsensual”. To better understand the distinctions, consider the following lists and how they may pertain to your business:


  • Mortgage loans
  • Auto loans
  • Student loans
  • Chattel mortgages


  • Tax liens
  • Maritime liens
  • Mechanic’s liens

Contact Us

It can be immensely frustrating to deal with a client who will not satisfy his or her end of a deal. Fortunately, we might be able to help you in your efforts to collect funds that you are due. Contact the Des Moines business lawyers of LaMarca Law Group, P.C. at (877) 327-2600.

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